What You Need to Know About Roofs and Tax Deductions

It’s no secret that roofs protect our homes from the elements. But did you know properly maintained roofs can also help lower your taxes? Included in certain energy tax credits, homeowners can gain significant savings when it comes to roofing maintenance and repairs. This is due to current incentives for investing in more energy-efficient materials and designs, like cool roofs. Read on to learn what you’ll need to qualify for a deduction and how to be successful when filing your claim.

What You Need to Know About Roofs and Tax Deductions

Overview of Tax Deductions Related to Roofs

Whether you’re renovating your existing roof or considering a new one, understanding the various tax deductions related to roofing in Loveland, OH, is essential. The implementation of energy-efficient materials instantly increases the efficiency and value of any home. It also lowers cost concerns in the long run. This is thanks to the extended warranties offered by many companies. 

When it comes to tax deductions related to roofs, there are three main categories: roof repairs, roof replacement and energy-efficient roofs.

Roof Repairs

Roof repairs that are not part of a larger renovation can be partially deducted from taxes. These might include:

  • Damaged or missing shingles 
  • Cracked tiles
  • Exposed nail heads (realigning nails)  
  • Application of caulk to seal the roof due to weathering
  • Reapplication of nonflammable paint or coating material that serves as a protective layer from water damage

As with any tax filing, you’ll need proper documentation. No matter your roof repair, ensure you have applicable receipts or work orders to prove the work was completed and materials paid for.

Roof Replacement

Complete roof replacements may count toward federal tax credits. The new construction must meet certain requirements for minimizing energy costs in your home or building structure over time. This varies from state to state, so be sure to contact your local building authorities for more information.

Energy-Efficient Roofs

Tax deductions for energy-efficient roofs typically come in the form of federal tax credits and local incentives. These include municipal energy or private utility cash rebates. Eligibility for this kind of credit is determined by the roof’s “cool roof” material qualification. This generally refers to metal roofs that reflect heat away from a home’s interior, reducing energy bills. Other eligibility requirements include energy efficiency, climate and geographic location. 

Pros and Cons of Taking Tax Deductions for Roofs

Tax deductions are a great way to save money and make large projects more manageable. Roofs tend to be expensive. Knowing up-front what you can deduct is key to making the most of your investment. However, there are also some drawbacks when it comes to taking tax deductions for roofs. Let’s explore both the pros and cons.


Tax deductions can add up quickly, especially if energy-efficient materials are used during the construction or renovation of a roof structure. There may also be additional savings and incentives offered by local governments or utility companies. These should always be considered before any type of installation begins. 


Hiring experienced contractors is essential for qualifying for certain types of federal tax credits. However, contractor fees can add to the cost of repairs or replacements. This is in addition to material costs associated with installation fees. Budgeting becomes paramount when planning any kind of project involving roofing work. 

Tax Deduction Requirements for Roofs

Tax deductions for roofs have a few specific requirements. Deductions can be taken only if certain conditions are met, such as: 

Qualifying Roofs

To qualify for any tax incentives or deductions, the roof structure must meet all local building codes. It must also meet the cool roof material criteria specified by the Department of Energy. 

Qualifying Homeowners

To qualify for deductions on repairs or replacements, homeowners must own or rent their primary residence for at least 18 months during the filing period. This will, of course, all depend on your state’s laws governing solar energy credits and other related offers of this kind. 

Appropriate Documentation

When it comes to filing for tax deductions on your roof repairs or replacements, documentation is key. Deductions can be taken only if certain conditions are met. These conditions include work orders or invoices implying a contractual agreement with the contractor and service provider. You should also have documentation to prove that work was done and that the cost of labor and materials was paid in full. 

How to Claim Your Deduction

All required documentation should be provided before any deduction can be claimed on income tax returns. As part of the American Recovery and Reinvestment Act of 2009 (ARRA), homeowners who have already had energy-efficient or cool roofs installed can claim a federal 10% renewable energy credit up to $500 per itemized project. Homeowners have no limit on the total credits used during a single year’s tax filing period (though this is subject to qualifications). The IRS has more information about what types of energy-efficient upgrades qualify for this type of incentive.

Other Important Factors to Consider

When it comes to roofing in Newtown, OH, working with experienced professionals is always highly recommended. This helps ensure that the job will be done correctly and properly documented for tax-filing purposes. It’s also important to understand that home energy efficiency changes over time due to changing climates and local building codes. What may have qualified you for a deduction in the past may no longer apply today.

Learn How the Licensed Professionals at Sterling Exteriors Can Help

Properly managed roofing investments can be richly rewarding when tax season rolls around. Understanding the many benefits and credits of energy-efficient materials can help ensure that your savings are maximized while extending your roof’s longevity. 

When it comes to roofing in Cincinnati, OH, look no further than Sterling Exteriors. If you’re considering a roof replacement or would like more information on energy-efficient materials, our experienced staff will provide answers and options quickly. No matter the project, we’ll help you make informed decisions about your roofing investment. Send us a message online or call (513) 685-8055 today to schedule an appointment or request a free estimate.